How to Save Money on Credit Cards
Posted on | January 26, 2012 | No Comments
Many people have a great deal of credit card debt. Credit cards and their fees are one of the biggest drains on an average American’s budget. Fortunately, there is a way to save money on high interest rates AND save money on credit card payments. Below are 4 tips to do so! 1. Negotiate Don’t [...]
The Ins and Outs of Filing for Bankruptcy in Ohio
Posted on | December 24, 2011 | No Comments
Taking control of your debt is the first step you need to take to regain control over your life. If your debts are mounting with no end in sight, consider filing for Chapter 7 or Chapter 13 bankruptcy. Each option offers a different way for you to restart your life and depending on your needs, filing for [...]
Money Market Accounts vs Traditional Savings Accounts – What’s the Difference?
Posted on | November 13, 2011 | No Comments
You work hard for your money. It’s only understandable that you want to make your money work hard for you, too. When you’ve put the hard work into saving your money, then you owe it to yourself to take your savings to the next step by investigating savings options that offer a return for all [...]
Should I Buy Credit Insurance?
Posted on | October 2, 2011 | No Comments
If you’ve never tried getting a personal loan or a mortgage, you may never have heard of credit insurance. Credit insurance is a type of insurance that pays out in the unfortunate event that you can no longer make payments. Banks and other lenders will often try to sell credit insurance to you when you [...]
The Retirement Superannuation System
Posted on | September 19, 2011 | No Comments
The Good About Super The government makes such a fuss about the superannuation that we forget the fact that it is only one plan of saving. You are permitted to save outside the superannuation system and still have access to the same expanse of investments which include property, shares, bank accounts, trusts, insurance bonds, term [...]
How the Currency Exchange Market Works
Posted on | September 2, 2011 | No Comments
Currency is a product and, like any other product, it is bought and sold in what is known as a currency exchange market. The value of a currency is reflected as an exchange rate and the currency exchange market operates by selling one currency (for example the US dollar) and buying another currency (British pounds) [...]
Essential Information Gathered by Banks
Posted on | August 31, 2011 | No Comments
When a company has short-term loans from a bank or similar financial institution, the bank should always determine the following important factors. This information should be supported where possible by a formal opinion (generally called a “banker’s opinion”) by the lender of the general credit worthiness of the customer. Is the loan unsecured? It is [...]
Element of Security Bank Credit Managers Need to Consider
Posted on | August 27, 2011 | No Comments
If the bank credit manager decides to extend credit to the customer, the choices available are to: Extend a line of unsecured credit. Extend a line of unsecured credit with endorsement or guarantee. Offer a loan secured by one or more assets. The Credit Manager can properly decide to grant unsecured credit only when a [...]
Types of Bank Lending Facilities
Posted on | August 23, 2011 | No Comments
Today we look at the types of lending facilities that exist in most common banks. Overdraft (OD) An OD is a permanent line of credit (renewal at least annually) with a dollar limit to accommodate the ebbs and flows of a trading concern’s daily cash flow. Like all lines of credit, it is required to [...]
How to Save Money on a Car
Posted on | August 20, 2011 | No Comments
The economy has hit everyone hard. People are losing their jobs, their homes, their credit and their savings. Many are struggling to keep up with their car payments, and others have simply given up. They cannot afford to continue paying for their vehicle, and they have been forced to use other modes of transportation. Saving [...]
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Spies bust child-support cheats
PARENTS shunning child support have been spied on, with Queensland parents boasting some of the biggest debts.
Thu, 26 Jan 2012 14:00:00 GMT -
Pokies trap: Parents gamble, kids eat for free
CHILDREN are being offered free food as an enticement for their parents to play pokies, in a gambling loophole.
Thu, 26 Jan 2012 13:30:00 GMT -
Push for white roofs, a cool way to save
GIANT city developments such as Costco will be urged to paint their roofs white to cut indoor temperatures by up to 4C on hot days.
Thu, 26 Jan 2012 22:45:32 GMT -
Interest rate cut a 'done deal'
HOMEOWNERS' hopes of an interest rate cut have been given a boost after figures showed inflation eased late last year.
Wed, 25 Jan 2012 13:00:00 GMT -
Rental vacancy rates hit six-year high
VACANCY rates for rental properties have surged to a six-year high in an "ominous" development for the property market.
Wed, 25 Jan 2012 13:00:00 GMT -
Smart meters but dumb bills
SMART meter customers are being sent electricity bills missing details of meter readings, making it harder to check and dispute high bills.
Wed, 25 Jan 2012 13:00:00 GMT -
Aussies cut up the credit cards and cut out debt
HOUSEHOLDS are not only opting to lose the cards, they're also paying them off faster.
Wed, 25 Jan 2012 04:35:11 GMT -
Property crash could hurt big four
BANKS need to stash away billions of dollars in case the nation's overblown property market collapses, the IMF warns.
Tue, 24 Jan 2012 15:00:00 GMT -
Buy Australian, consumer group urges
BUYING Australian-made or grown goods creates local jobs and helps the economy, a consumer group says.
Wed, 25 Jan 2012 03:39:29 GMT -
Mum and dad investors 'underperformed'
HOUSEHOLD investors who focused on companies listed during the privatisation rush have received less "bang for their buck".
Tue, 24 Jan 2012 13:00:00 GMT