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Line of Credit Loans If you're spending too much on credit card fees and interest, a Line of Credit is a great alternative
Provider

Citibank
Receive a response within 60 seconds when you submit your Online Application

Personal Credit is a revolving line of credit you can use to take control of your finances - consolidate your debts to Personal Credit with a great balance transfer offer, and then use Personal Credit to make purchases and obtain cash at an attractive low rate.

Convenient access with a Visa Debit Citicard
Use at ATMs, and to purchase in store, online and over the phone. A chequebook is also available on request

What's so different about Personal Credit?

Low rate of 7.9% p.a.* for life on balance transfers†
Low 14.99% p.a. ongoing interest rate on purchases and cash advances
No application fee, ATM/ EFTPOS fees, cash advance fees or cheque fees#
Low annual fee of $69
With limits of $5,000 to $25,000^ to use for whatever you like
Interest is charged only on the outstanding balance

† Balance transfers are repaid first. Transactions made other than with this offer will be subject to Citibank's standard Personal Credit rate currently 13.49% p.a., which is variable, subject to change and Citibank's credit criteria

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St.George Get Set Loan

Imagine a loan that lets you renovate, take holidays, pay for school fees, and best of all - dip back into the money you’ve repaid any time.
A St.George Get Set Loan means you can enjoy easy access to a pool of reusable money for whatever you like, whenever you like.

Here's why...

Reusable and convenient credit facility with flexible repayments
Apply for a credit limit from $5,000 to $50,000
Variable interest rate.
Interest is payable only on your outstanding balance
A low $150 establishment fee and $9 monthly fee**

A flexible loan to suit your lifestyle

Access your funds via ATM, EFTPOS or any St.George branch.
With the optional Get Set Visa Debit card, you can make purchases over the phone or on the internet
Cheque books are also available

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St.George Personal Overdraft

Short on cash and need it quickly? St.George can help you be prepared for any unexpected expenses with a Personal Overdraft.

What's a St.George Personal Overdraft?

Variable interest rate
An unsecured overdraft credit limit linked to your St.George transaction account#
Apply for overdraft limits from $500 up to $20,000.
No establishment fee and a low $6 monthly fee**

A flexible loan to suit your lifestyle

Ongoing source of funds.
Flexible access to your money – via any St.George branch as well as Internet and Phone Banking.

Disclaimer:

*Rates subject to change without notice.
**Other fees and charges are payable.
#Only applies to St.George Complete Freedom, Express Freedom or Simply Freedom transaction accounts.
Subject to St.George lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View St.George Unsecured Personal Overdraft Terms and Conditions Subject to St.George lending criteria. Conditions apply and are available on request. Approval may take longer if application is referred for further review. View St.George Personal Loan Terms and Conditions

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* All rates are subject to change without notice. Please check all rates and terms before applying
** Please note: Ausco Trading Pty Ltd takes no responsibility for the accuracy of this information. Credit-Comparisons.com.au makes all reasonable efforts to maintain accurate information. However all credit information should be used as a guide only. We urge users to check the terms and conditions on the specific credit applications when applying. You should check all costs related to any credit application with your financial adviser before making purchase decisions.